| 单词 | loan/facility/home loan/mortgage/overdraft |
| 释义 | which_word 相似词 loan / facility / home loan / mortgage / overdraft all these words are used to describe money that banks lend to customers. 这些词汇都指银行贷放给客户的资金。loan is the most general word and is used about money lent both to individuals and businesses. loans can be paid back over short or long periods of time and can be small or large. * loan （贷款）是一个通用词汇。贷款对象可以是个人或企业，偿还期限可长可短，金额可大可小。mortgages or home loans are used by individuals to buy homes. the amount borrowed is large and paid back over a number of years. * mortgage （按揭）和 home loans （房贷）用于个人购买住房。所借金额较大，分若干年还清。overdrafts are used by individuals and businesses. an overdraft differs from a loan in that there is not a particular amount of money that is lent at a particular time. it is an arrangement to borrow up to an agreed amount whenever you need it. you obtain the money through your bank account. * overdrafts （透支）可用于个人或企业。透支与贷款的不同点在于：没有确定的货款期限和金额。它指客户在需要时可通过银行账户借入不超出协议额度的资金。facility is used to describe any arrangement in which a person or company can borrow money during a particular period of time up to an agreed amount. this can be an overdraft, or it may have special conditions and be established for a particular purpose. * facility （贷款）指个人或公司在特定时期内可以借入不超出最大融资额的资金的安排。它可以是透支，也可以是带有特定的条件，用于特定的用途：the company has secured a short-term facility to fund the purchase. 这家公司得到了一笔短期融资贷款用于采购。 ➡ see note at lend 参见 lend。 |
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